UDHAM SINGH NAGAR DISTRICT CO-OPERATIVE BANK LTD.

SRA - 03, Kashipur By Pass Road, Rudrapur - 263153, Distt - Udham Singh Nagar, State - Uttarakhand

Email: usndcbrdr@gmail.com/usndcb@yahoo.co.in, Fax:(05944) - 244713, Ph: (05944) - 246344 / 240860 / 247363 / 244713

RBI. Licence No. RPCD 10/2012

Interest Rates | Udham Singh Nagar District Co-operative Bank

As per RBI mandate, Savings Bank account interest will be calculated on the daily balances maintained in your account. Saving Account Interest Rate is 4%.

Effective Interest Rates:

Effective Interest Rates from 01-12-2016
Period General
%
Senior Citizen (Above 60 Yrs)
%
All Bankers
%
15 Days to 45 Days 4.00 4.00 4.00
46 Days to 90 Days 5.00 5.00 5.00
91 Days to 179 Days 5.50 6.00 5.50
180 Days to Less Than 1 Year 6.00 6.50 6.00
1 Year to Less Than 2 Years 6.50 7.00 6.50
2 Years to Less Than 3 Years 6.50 7.00 6.50
3 Years to Less Than 5 Years 6.50 7.00 6.50
5 Years and More Than 5 Years 6.50 7.00 6.50
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Interest Rates on Loans :

S.No. Type of Loan Revised Interest Rates
from 15-07-2017
(in %)
1 CD Loan 12.00
2 NSC Loan 11.00
3 Trader Loan :
(A) Upto Rs 1 Lakh
(B) Above Rs 1 Lakh & Upto Rs 3 Lakhs
(C) Above Rs 3 Lakhs

10.00
10.50
11.00
4 CC Fartilizer Loan :
(A) Upto Rs 3 Lakhs
(B) Above Rs 3 Lakhs

10.00
11.00
5 Vehicle Loan (Auto Riksha / Taxi and 2 wheeler/
4 Wheeler Private Vehicle):
(A) Upto Rs 3 Lakhs
(B) Above Rs 3 Lakhs


9.50
10.00
6 Education Loan :
(A) Upto Rs 3 Lakhs
(B) Above Rs 3 Lakhs & Upto 5 Lakhs
(C) Above Rs 5 Lakhs

10.00
10.50
11.00
7 Sugar Factory Loan :
(A) Bandhak
(B) Drasti Bandhak Loan
(C) Clean Loan
(D) Term Loan (General)

11.00
11.00
12.00
12.00
8 House Loan :
(A) Upto Rs 2 Lakhs
(B) Above Rs 2 Lakhs & Upto Rs 5 Lakhs
(C) Above Rs 5 Lakhs & Upto Rs 10 Lakhs
(D) Above Rs 10 Lakhs & Upto Rs 20 Lakhs
(E) Corporate House Loan Upto Rs 20 Lakhs
(F) Corporate House Loan Above Rs 20 Lakhs

8.50
9.00
9.50
10.00
11.00
11.50
9 Computer Loan :
(A) Upto Rs 1 Lakh
(B) Above Rs 1 Lakh & Upto Rs 3 Lakhs

10.00
10.00
10 SCC Loan 11.00
11 SHG / JLG (By Societies) 9.00
12 SHG / JLG (By Bank) 12.00
13 CC to Govt. Employee Loan 11.00
14 Loan Against Property 13.00
15 Tractor, Trolley Loan 9.50
16 Other Loans 11.00
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Note: Terms and Conditions apply on all types of Interest Rates. For more details on Interest Rates please contact your nearest branch of Udham Singh Nagar District Co-operative Bank Ltd.